PayPal offers numerous benefits, making a card unnecessary. In addition to debit and credit cards, payments can also be made directly from your bank account, enhancing your online shopping experience. You can even earn points when using a card. There are many other advantages as well. Over 24 million stores worldwide use PayPal, and more than 300 million users enjoy its easy and secure payment and shopping services. By linking your bank account to your PayPal account, you can send and receive funds using the same account.